Enjoy No Annual Fee For Life with your ZALORA Credit Card!


  1. 1. The promo is open to new-to-RCBC Credit Card applicants who applied and subsequently got approved for a ZALORA Credit Card from March 20 to 31, 2023 through ZALORA online channels:
     Zalora Website
     Zalora Mobile App

    Applicants who applied through RCBC channels such as website, sales booth, or branch are not eligible to avail of the offer.

  2. 2. To avail of No Annual Fee For Life offer, eligible Cardholders must make a minimum single- receipt or accumulated spend of ₱30,000 anywhere using their new ZALORA Credit Card within 60 days from card delivery.

  3. 3. Transactions made by the Supplementary cardholder will be qualified as part of the Primary cardholder’s spend.

  4. 4. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders, and recurring payments or bills payment transactions.

  5. The following transactions are excluded from the promo: UnliPay, Cash Advance, Balance/Purchase Conversion, YourCash, Cash Loan, Balance Transfer, Money Transfer and Quasi-Cash, Casino/Gambling, Political organizations, Bail, Bond Payment, Wholesale & Distribution, Multi-level Marketing (e.g. 1BRO Global, USANA, Frontrow, UNO, Suy Sing, Doterra, Herbalife, Alliance, First Vita, Young Living). Transactions with the following Merchant Category Codes (“MCC”) are also not qualified.

  6. 5. The No Annual Fee For Life offer is valid in conjunction with the FREE ₱5,000 Zalora Shopping Voucher (Welcome Gift) for new cardholders.

  7. 6. In case of dispute with regard to the customer’s eligibility and availment of the promo, the decision of RCBC Bankard Services Corporation with the concurrence of DTI shall be considered final.

  8. 7. The promo is subject to the Terms and Conditions governing the issuance and use of an RCBC Credit Card.


    9. DTI Fair Trade Permit No. FTEB-163388 Series of 2023